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Static Caravan Insurance

Friday, 20th July 2012

Static Caravan ExhibitionWith the recent storms and bad flooding throughout parts of the UK, insurance claims for flood related damage are on the rise.

As a homeowner you will most likely be insured against such tradegies however is your holiday home or static caravan insurance up to scratch?

With any recession we all tighten our spending and cut down costs that we neither can really afford or need. However for those of you who have stopped paying their static caravan insurance we would like you to heed a note of could cost you £1,000's!

Throughout Wales, the South East and the North East of England there have been severe bouts of localised flooding and landslides. In June the Sun newspaper covered flooding on Static Caravan Holiday Parks and highlighted the dangers it can cause. These can be very costly if they happen on your holiday park but other factors should also be considered if you are thinking about stopping your static caravan insurance.

Your holiday park will most likely require you to have some kind of insurance for your static caravan. It will be a clause in your agreement with the park. If you fail to have adequate insurance then you could be at risk of not being able to keep your caravan on that particular park so you should check your agreement before you even consider doing anything

Not only does caravan insurance protect you against flood damage costs, but it will also ensure that any damage to your caravan that is suffered throughout the year will also be protected by that cover. Another point to bear in mind is that if you rent out your static caravan you will require insurance to cover issues over third party claims.

Third party claims are those that we all dread. If someone injures themselves in your static caravan and you are not protected against this type of incident then they will be looking for compensation from you. This can run into £1000's, even £10,000's and can cripple your chances of being able to rent out your caravan ever again.

We know that this article sounds like we are scare mongering. However, it is all about ensuring that both your investment and pocket is saved from greater costs in the future. Static caravan insurance isn't that expensive and your holiday park will most likely be able to organise some insurance for you.

So please take our advice and ensure that you are adequately protected against any issues that could occur and have the right caravan insurance for your static caravan.

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08/05/2012: VAT Charged on Static Caravans and Holiday Homes
There has been a lot of press recently about the proposed introduction of VAT on the sale of static caravans. We see this as a diabolical tax on the hard working people of Great Britain, however the UK Government seem hell bent on taxing us further. There is currently a timescale of October 2012 before VAT will be charged on static caravans however there is an e-petition available for you to show your disgust at the proposals - we urge you to act now!